Medicare Advantage Plans in Mississippi are very popular today. There are also a wide variety Medicare Supplement plans in Mississippi from top insurance carriers.
Medicare Supplements in Mississippi are also sometimes referred to as Mississippi Medigap plans.
Medicare Advantage Plans in Mississippi
In recent years, the popularity of Medicare Advantage plans in Mississippi has been growing. Nationwide, about 30% of all Medicare beneficiaries enroll in Medicare Advantage plans. These plans are also sometimes called Part C of Medicare.
Medicare Advantage Plans in Mississippi are private health insurance plans that pay your bills instead of Medicare. You join a plan and agree to use that plan’s network of providers. Usually that network will exist in a few counties around your residential area.
The two most common plan types are Medicare Advantage HMO plans and Medicare Advantage PPO plans. HMO plans have smaller networks and you must use providers in the network except in emergencies. PPO plans have larger networks and provider more flexibility . You can see doctors outside the network but you will pay a higher cost to do so.
Most Medicare Advantage plans in Mississippi include prescription drug coverage. There is no need to enroll in any standalone Part D drug plan. Medicare Advantage plans in Mississippi generally cover all of your Part A, B and D benefits. When you access these services, you will pay a copay for your care. Each plan has a Summary of Benefits which outlines the costs that you can expect to pay.
Some Medicare Advantage plans include ancillary benefits such as vision exams or gym memberships.
If you don’t like the idea of network restrictions, then you might consider a Medicare supplement in Mississippi.
Mississippi Medicare Supplements (Medigap)
Medicare supplements pay after Medicare to help you cover things like deductibles and coinsurance. Medicare has standardized the benefits allowed under each supplement.
For example, if you want to enroll in a Mississippi Medicare Supplement Plan G, you can shop different carriers for the best price. The benefits will be exactly the same no matter which company you buy your Medicare Supplement Plan G policy from.
All Medicare supplements include a certain set of benefits. You can select the plan that offers the specific coverage that best suits you.
Mississippi Medicare Supplement Quote Comparisons
At Boomer Benefits, we offer Medicare supplement quotes from over 30 carriers in Mississippi. In addition, we can give you critical information that is important in deciding which company to purchase your policy from. You’ll want to know which Mississippi Medicare supplement companies have the most stable history of low rate increases. We’ll also provide financial ratings of A or at least B+.
Rather than calling all those different insurance Medicare supplement carriers, you can simply call our agency. We can provide quotes and information in a format that makes it easy to read and compare.
Furthermore, if you purchase it through our independent agency, you will pay exactly the same rate as if you had purchased it directly. The benefit to you is on the back end. When denied claims or problems occur, you can call our agency and speak to people you know and trust. No calling a huge call center where a customer service rep puts you on hold 18 times!
Mississippi Medicare Supplement Open Enrollment
Your open enrollment window begins when you first turn 65 or upon the effective date for your Medicare Part B. You can apply for any Medicare supplement you want during this window. The insurance company cannot turn you down for health reasons.
If you are under age 65 and on Medicare early due to a disability or health condition, the open enrollment window also applies. You will have six months from your Part B effective date to enroll without health questions. You will also get a 2nd open enrollment window when you turn 65. This is important because Medicare supplements for people on disability are generally priced considerably higher than supplements for people age 65 and older. That 2nd open enrollment window is a chance to lower your premiums.
Get help today with Medicare supplement shopping. Contact our agency by phone or by using the link below to get all the quotes and information you need to make an informed decision.