If you are seeking a South Dakota Medicare plan, Boomer Benefits can be your one-stop shop. We work with over 25 carriers in your area.
South Dakota Medigap
South Dakota Medicare plans offer peace of mind and stability for Medicare beneficiaries who are wise enough to buy them. These Medicare supplements are offered by quite a few different insurance carriers, including big name brands like United Healthcare, Aetna and Cigna. When shopping for plans though, be sure to get quotes for some of the smaller carriers too – your state has quite a few A-rated carriers offering plans for competitive prices.
Medigap Plan F in South Dakota
South Dakota Plan F policies are very popular because policyholders can seek treatment with any healthcare provider who accepts Medicare. No copay is due at the time of doctor visits because your Medicare supplement plan pays that for you. Even better, your hospital deductible and copays are covered as well, so you don’t have to worry about bills piling up in your mailbox while you are working on getting well.
Some beneficiaries also like the South Dakota Medigap Plan G, which is generally less expensive than Plan F. Plan G policyholders pay a small outpatient deductible once a year upon their first usage of their Medicare benefits. However, the annual premium savings is generally greater than the deductible, which means greater savings for you overall.
South Dakota Medicare Advantage
A popular alternative to Medigap are the Medicare Advantage plans. Nearly 10% of South Dakota residents choose these plans, which offer lower premiums if you are willing to see doctors in the network and pay copays for your doctor visits and hospital stays. Our agency can help you search the provider directories for well known insurance companies offering these plans, which can ensure that you’ll choose a plan that your doctor participates in.