Washington Medicare supplements are the coverage of choice for nearly 200,000 residents over age 65. Boomer Benefits can help you choose a suitable Medicare plan in Washington. (Updated 7/27/2018)
Medigap plans in Washington help beneficiaries cover things that Medicare doesn’t, such as your hospital deductible and your outpatient coinsurance. This makes your costs more predictable for you when you are accessing medical services. Like many other states, Washington has adopted standardized Medicare supplement plans. This makes it easier to choose a plan with the right benefits.
Washington Medigap – Right to Change
People who are already enrolled in a Washington Medigap Plan Letters B – N may change to another Medicare supplement without underwriting at any time. This applies only for existing Washington Medigap policyholders.
People with no Medigap policy or a Medicare Advantage policy must complete an application. The application may include medical questions, unless they have a guaranteed issue right, such as losing their coverage through no fault of their own. The insurance company will underwrite the file and can turn you down for coverage for medical reasons.
Washington Medigap Plan F
Medigap Plan F in Washington is probably the most popularly quoted plan. That’s because a Plan F covers all deductibles, copays and coinsurance that normally you would have to pay after Medicare first paid it’s share. Seeing as those costs can be more than 20% of the total bill in some cases, a Medicare supplement Plan F provides peace of mind.
Many residents have also requested Washington Medigap Plan G quotes from us as well. Plan G is a terrific plan for the smart buyer. While you will have to pay the Medicare deductible, your Plan G premium can sometimes be more than $300 less per year than Plan F. Ask a Boomer Benefits representative provide you a Plan G comparison to see if carriers in your area are offering similar savings.