Live in Wyoming and need help with Wyoming Medicare plans? Look no further. Boomer Benefits is a licensed insurance agency that works with Medicare plans in about 48 states, including Wyoming. Original Medicare is not your only choice for coverage.
We can help you compare quotes for Wyoming Medicare supplements as well as Part D drug plans and Medicare Advantage plans. Fill out our online contact form here for quick quotes on Wyoming Medigap.
Types of Medicare plans in Wyoming
Medicare beneficiaries have two main choices for coverage. You can enroll in Original Medicare and pair it with a Wyoming Medicare supplement, or you can choose to apply for a Medicare Advantage plan in your residential area.
Wyoming Medicare Supplements
Medicare supplements pay after Medicare. You can choose your own doctors. As long as your doctor accepts Medicare, he or she will accept any Medicare supplement. It doesn’t matter which Wyoming insurance company that you purchase your plan from. These plans do not include Part D, so you’ll need a drug plan to go alongside it.
Beneficiaries who choose a Medigap plan for their coverage typically pay higher premiums upfront but have less spending on the back end.
Wyoming Medicare Advantage Plans
Medicare Advantage plans are private policies that provide coverage instead of Medicare. These plans usually have networks of providers in and around your local residential area. Also called Part C plans, these Advantage plans often have the drug plan built in.
If you enroll in this type of plan, be sure to confirm that your doctors are in the network. Once you enroll, you are typically locked into the plan for the rest of the calendar year.
Want to know what other Medicare beneficiaries are doing? Check out these facts from the Kaiser Family Foundation:
Wyoming Medicare Statistics
There are over 100,000 Medicare beneficiaries in the state, making up nearly 20% of the total state population.
Around 3,000 of these beneficiaries are enrolled in a Wyoming Medicare Advantage plan, or about 3%, which is a lower percentage than the national average of around 34%. This is likely because Medicare Advantage plans operate best in urban areas where sufficient networks of providers can be organized.
Other Medicare beneficiaries in the state may be enrolled in a Wyoming Medigap policy, and approximately half are enrolled in Part D standalone prescription drug coverage.
Common Questions About Wyoming Medicare:
These are some of the most commonly asked questions we get about Medicare Supplements in Wyoming.
All the Medicare Supplement plan options can be found in Wyoming. However, there are only 5 Medicare Advantage plans available in Wyoming. Most people in Wyoming choose Medicare Supplement of Medicare Advantage.
You can only drop a Medicare Advantage plan during either the Annual Election Period or Medicare Advantage Open Enrollment Period. At those times, you can apply for your Medicare Supplement plan, and if approved, you can then drop your Medicare Advantage plan.
If you don’t enroll in Part D during your Initial Enrollment Period and you don’t have creditable coverage, you will eventually be assessed a lifelong late penalty.
Helpful Information for Wyoming Medicare Beneficiaries
Since Medicare is a federal program, you will contact Medicare directly for any needs you have related to your Medicare enrollment, benefits or coverage. Medicare can be reached at 1-800-MEDICARE.
To contact the state Department of Insurance, you can dial 1-800-856-4398.
To reach a Boomer Benefits agent who is licensed to work with Wyoming Medicare insurance products, call today at 1-855-732-9055. We can help you learns the ins and outs of Medicare as well as assist you with getting quotes for Medigap policies or Medicare Advantage plans. You can also contact us online to get quotes.