Have Medicare questions? Our team of experts fields thousands of questions about Medicare every year. This Medicare FAQ (Frequently Asked Questions) page is here to help.
We’ve put together a list of our Medicare frequently asked questions and topics. Take a look at the list below, and click on the Medicare question to see an article about that particular question.
If you have a Medicare FAQ that you don’t find the answer you are looking for, call or email us for individual help. We’ll be happy to answer you personally!
Common Medicare Questions
Some Medicare questions require lengthy answers, so for those we’ve created them their own page.
- What is Medicare?
- What is Medigap?
- How Does Boomer Benefits Get Paid?
- What does Plan F cover?
- What does Plan G cover?
- What does Plan N cover?
- Can I change my Medigap policy during the annual enrollment?
- What is an attained-age policy?
- Does any Part D drug plan fully cover the donut hole?
- Does Medicare cover the shingles vaccine?
- What is a Medicare SELECT policy?
- What is Medicare Supplement Open Enrollment?
Shorter Questions about Medicare:
In addition to the more thorough Medicare questions and articles above, we also have a list of easy answers to help you with your Medicare Questions.
Medicare Questions about Coverage
How Does Medicare Work?
Probably our most common Medicare frequently asked question. You can read about how Medicare works and what it pays on our 4 Simple Steps to Understanding Medicare post here.
Does Medicare cover chiropractic?
Yes, Medicare covers adjustments (sublaxation of the spine). It does not cover other services by a chiropractor..
Does Medicare cover vision?
Medicare covers diseases and injuries related to your eye. However, routine eye exams are not covered.
Will Medicare cover my eyeglasses?
Only after cataract surgery. To learn more about dental, vision and hearing coverage, click here.
Can Medicare be used in any state?
Yes it can, and so can Medigap plans. Learn more about Medicare coverage in your state here.
Medicare Questions about Costs
Is Medicare free? – Part A is free if you or a spouse have worked at least 40 quarters in the U.S. Part B has a monthly premium. Learn more about Medicare costs here.
Can my employer pay for my Medicare premiums? No they should not pay your bill directly. It’s best to pay your ow premiums and your employer can raise your salary to offset the cost of your benefits. Please be aware that your employer also cannot force you off of the employer group plan if you are still working.
Medicare Questions about Supplemental Options
When can I change Medicare Supplement plans? There is no annual election period for Medicare supplements. You can change your supplement plan any time of year, but in most states, you will have to answer medical questions on the application for the new company. The insurance company will do medical underwriting and can accept or decline you. Always wait to make sure the new company approves you before cancelling your existing policy.
Can I enroll in both Medigap and Medicare Advantage? No. Medigap only pays secondary to Medicare if you are enrolled in Original Medicare. Once you enroll in a Medicare Advantage plan, your Medigap plan will not pay secondary. You only need one plan or the other.
Other Medicare Frequently Asked Questions?
Our agency receives dozens of Medicare questions from consumers just like you every week. If you’ve got a question you don’t see answered here, try attending one of our free New-to-Medicare webinars. This gives you an opportunity to learn hassle-free in your own home.
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