Have Medicare questions? Our team of experts fields thousands of questions about Medicare coverage every year. This Medicare FAQ (Frequently Asked Questions) page is here to help.
We’ve put together a list of our Medicare frequently asked questions and topics. Take a look at the list below, and click on the Medicare question to see an article about that particular question.
If you have a Medicare question that you don’t find the answer you are looking for, call or email us for individual help. We’ll be happy to answer you personally!
Common Medicare Questions
Some Medicare coverage questions require lengthy answers, so for those we’ve created them their own page.
- What is Medicare?
- What is Medigap?
- How Does Boomer Benefits Get Paid?
- What does Plan F cover?
- What does Plan G cover?
- What does Plan N cover?
- Can I change my Medigap policy during the annual enrollment?
- What is an attained-age policy?
- Does any Part D drug plan fully cover the donut hole?
- Does Medicare cover the shingles vaccine?
- What is a Medicare SELECT policy?
- What is Medicare Supplement Open Enrollment?
Medicare Coverage Overview
If you are new to Medicare and needing to dive in with a great Medicare coverage overview visit this post:
Shorter Questions about Medicare:
In addition to the more thorough Medicare questions and articles above, we also have a list of easy answers to help you with your Medicare Questions.
Medicare Questions about Coverage
Probably our most common Medicare frequently asked question. You can read about how Medicare works and what it pays on our 4 Simple Steps to Understanding Medicare post here.
Yes, Medicare covers adjustments (sublaxation of the spine). It does not cover other services by a chiropractor.
Medicare covers diseases and injuries related to your eye. However, routine eye exams are not covered.
Only after cataract surgery. To learn more about dental, vision and hearing coverage, click here.
Medicare Questions about Costs
Part A is free if you or a spouse have worked at least 40 quarters in the U.S. Part B has a monthly premium. Learn more about Medicare costs here.
No they should not pay your bill directly. It’s best to pay your own premiums and your employer can raise your salary to offset the cost of your benefits. Please be aware that your employer also cannot force you off of the employer group plan if you are still working.
Medicare Questions about Supplemental Options
There is no annual election period for Medicare supplements. You can change your supplement plan any time of year, but in most states, you will have to answer medical questions on the application for the new company. The insurance company will do medical underwriting and can accept or decline you. Always wait to make sure the new company approves you before cancelling your existing policy.
No. Medigap only pays secondary to Medicare if you are enrolled in Original Medicare. Once you enroll in a Medicare Advantage plan, your Medigap plan will not pay secondary. You only need one plan or the other.
Other Medicare Frequently Asked Questions?
Our agency receives dozens of Medicare questions from consumers just like you every week. If you’ve got a question you don’t see answered here, try attending one of our free New-to-Medicare webinars. This gives you an opportunity to learn hassle-free in your own home.
Have a Medicare coverage question that you don’t see answered here? Find us on Facebook where you can submit your questions. We’ll reply free of charge.
Need help immediately? Call us at 1-855-732-9055 or use the contact form on the right to reach us immediately.