Manhattan Life Insurance Company offers great Medigap plans for affordable prices. The company headquarters is in Houston. If you like stability, this company has it, as they’ve been around for nearly 170 years.
Manhattan Life is part of the Manhattan Life Insurance Group which is also the parent company of Western United Life Assurance, and Family Life Insurance. Manhattan also offers dental, vision and hearing plans for seniors.
Manhattan Life Medicare Supplements
The Medicare supplement plans offered by Manhattan Life Insurance vary by state. They offer Medicare supplement plans A, C, F, G, and N, in most states, but plans vary in availability depending on which state you reside in.
Manhattan Life Insurance is rated a B+ company by A.M. Best Rating which signifies a secure carrier with healthy reserves. We can quote them in all that they offer Medigap plans
We can quote them in all states that they offer Medigap plans.
Many of our clients enjoy a 7% household discount on their Medicare supplemental insurance with Manhattan Life. Any 2 people who live together and are age 60 or older can enjoy this discount.
Comparing Manhattan Life Insurance Medicare Supplements
At Boomer Benefits, we compare Medicare supplement plans from various top-rated insurance companies. As you may have read elsewhere on this site, Medicare Supplements are standardized by the federal government. That means you can compare Manhattan Life Insurance policies with the same plan letter at another company and know that the benefits are the same.
Some of the more popular plans right now are:
Manhattan Life Plan F
Plan F is the most comprehensive plan. It covers 100% of the gaps in Medicare. You will have no copays or deductibles to pay at the doctor or hospital. Plan F has been a best-seller for years. However, Plan G has since taken the lead because Plan F is now only available to those who became eligible for Medicare in 2019 or earlier.
Manhattan Life Plan G
Plan G is the second most comprehensive plan. It covers everything that Plan F covers except for the Part B deductible. Often we find that Plan G will actually save money for you annually because the premium savings is more than the deductible that you will pay out. It depends on your state, but you should get quotes for both Plan F and Plan G to see which is more cost-effective.
Manhattan Life Plan N
Plan N has been gaining in popularity in recent years. Many Medicare beneficiaries are willing to take on some copays in exchange for a lower monthly premium. This is exactly what Plan N provides. Your premiums are generally lower than Plan G but you agree to pay some doctor and E.R. copays as well as the Part B deductible and any excess charges. You can learn more about Plan N here.
Let me be sure to also mention other important comparison factors. When comparing insurance companies, you should consider more than just price. Our quoting software tells us historical information as well. We can look at each insurance company in your area and see the history of rate increases. If two carriers have similar prices, but one has a history of lower annual rate increases, we’ll tell you.
We can look at each insurance company in your area and see the history of rate increases. If two carriers have similar prices, but one has a history of lower annual rate increases, we’ll tell you.
Medicare supplements do not include Part D drug coverage. We will do a custom analysis of your medications to help you choose the most cost-effective one.
Manhattan Life Insurance Reviews
Medicare decides which claim they will pay and which claims they deny. Therefore since Manhattan Life insurance always pays its share when Medicare approves a claim, we have heard great Manhattan Life Insurance reviews from our clients. Our Medicare expert rates Manhattan at a 4.7 out of 5 stars based on our experiences with them.
Remember that if you enroll through Boomer Benefits, and you later need service on your Manhattan Medigap policy, you’ll just call us.If a billing issue occurs, our Client Service Team will conference in the folks at Manhattan Life Insurance. If Medicare denies any claims, we’ll help you appeal those as well. We provide free assistance to help you resolve any issues that ever occur on the back end of your policy.
Want quotes for Manhattan Life Insurance in your area? Contact Boomer Benefits and we’ll be happy to check rates in your area.