Medigap under Age 65

People who qualify for Medicare under age 65 due to a disability or qualifying health condition generally have different choices for supplemental coverage. This is because our federal law does not require insurance carriers to sell a Medigap policy to you if you are not yet 65. Depending on where you live, you may not […]

Medicare Advantage vs Medicare Supplement

Because Medicare doesn’t cover everything, many beneficiaries buy additional insurance to bridge the gaps in coverage. After all, who wants to come up with a $1260 deductible each time you enter the hospital? Or shell out 20% of the cost of an expensive MRI? There are essentially two main types of private insurance that you […]

Medicare Limits on Physical Therapy

Part B helps to pay for outpatient physical therapy benefits as well as occupational therapy and speech-therapy.  Services can be provided by therapists in private practices, outpatient hospital departments, skilled nursing facilities or from therapists who are part of rehabilitation agencies. What many people don’t realize is that there are certain limits that apply to […]

Medicare’s Coverage for Cancer

Medicare provides coverage for the treatment of cancer just like any other health condition or illness. Here are some of the common medical services and treatments that Medicare covers: Here are some of the common services for cancer that Medicare covers: Inpatient Hospital care Surgeries related to cancer Visits to your physicians Second opinion consultations […]

Medicare 101 in 1 Hour

We work very hard to fill this website with lots valuable information about Medicare, and we know that it’s a lot of reading. If you learn better by listening, check out my Medicare 101 podcast interview with the folks at Surviving Healthcare. It’s a great overview for anyone new to Medicare or still struggling to […]

Changing to Medicare Advantage – What Should I Expect

Medicare Advantage Plans have become very popular in recent years because they offer lower premiums than Medigap, and you can get your Part D benefits rolled in. Some plans also offer extras like routine vision exams or fitness memberships. About 28% of Medicare beneficiaries are enrolled in this type of plan. Changing over for the […]

Medicare Plan F Reviews

Looking for Medicare Plan F reviews?  Where can you find reviews for various insurance companies offering Medicare Plan F? If you are like me, and devour consumer reviews before finally deciding on a product or service to buy, you may have sought reviews for Plan F online and been disappointed not to find a list […]

Medicare Supplement G – Two Ways to Save

Medicare Supplement G is one of the top selling plans here at Boomer Benefits. Many people who are on Plan F have never heard of it, and they are missing out on some substantial savings. All Medicare supplements have a certain set of benefits. The richest plan is Plan F, which covers each of the […]

Replacing Medigap Plan J

Medigap Plan J was a popular plan for many years. It included some coverage for prescription drugs, as well as a preventive care doctor benefit and some extra At Home Recovery care benefits. Later revisions to Medicare itself made Plan J an outdated and redundant plan, so in 2010 the National Association of Insurance Commissioners recommended […]

Medicare Primary & Secondary HMO

Question posted to our website: If I enroll in a Medicare Advantage plan, will my Medicare HMO be primary or secondary? The answer is that your Medicare Advantage plan is primary and nothing is secondary, not even Medicare. You enroll in a Medicare HMO plan as an alternative to Medicare. Although you never lose your […]