HSA and Medicare

Prior to health savings accounts, we advised nearly everyone to enroll in Part A at age 65. Since Part A costs most Americans nothing, it did no harm to anyone. Today, however, we have many Medicare beneficiaries who are still working at large companies, and are enrolled in group health insurance plans which are HSA-compatible. […]

Medicare, Medicaid and Extra Help for Part D

Medicare and Medicaid are two government programs that lots of people get confused. Both programs were created in 1965, but one specifically addresses older Americans, while the other addresses low-income Americans. Medicare is a federal health insurance program for people age 65 and over as well as people with certain disabilities. Medicaid is a social welfare program that provides […]

Danielle’s VoiceAmerica Interview

Our agency is frequently contacted by radio and internet talk radio stations for discussions on Medicare. We love participating in these interviews because it gives us a different medium in which to reach Medicare beneficiaries who might be feeling confused about radio. The following segment, Taking the Mystery Out of Medicare: What You or Your […]

6 Reasons Not to Fear Medicare

Moving on to Medicare after a lifetime of insurance through your employer can be a scary thing. We often meet people who have unnecessarily double or even triple-insured themselves simply out of anxiety over how Medicare will cover their healthcare needs. Some will even ask us – is Medicare good or bad? Having worked with […]

Does Medicare Cover Dental?

Many people are surprised to learn that Medicare does NOT cover dental care – at least not in the manner which you or I are used to. During our working years, we often have access to dental coverage through our employer’s group health insurance plans. On those plans, we get benefits to cover the cost […]

Medicare Supplemental for Veterans

Veterans Medicare benefits work the same way as anyone else’s Medicare benefits. Veterans, however, can opt to get their care at VA facilities instead of civilian facilities. A common question we get from these servicemen is whether they must enroll in Medicare supplemental coverage. The short answer is no, but you might strongly consider it […]

Medigap under Age 65

People who qualify for Medicare under age 65 due to a disability have different choices for supplemental coverage. This is because our federal law does not require insurance carriers to sell a Medigap policy to you if you are not yet 65. Depending on where you live, you may not be able to buy the […]