Boomer Benefits is a top national producer for Mutual of Omaha Medicare Supplements. We have many hundreds of clients insured with this company. This stable and reliable insurance company has been around since 1909. Mutual of Omaha was also one of the very first companies to offer Medigap plans after Medicare was signed into law in 1965. They are based in Omaha, Nebraska but there are many states in which someone can purchase a Mutual of Omaha Medicare supplement.
Older insurance companies like this one with strong reserves and many insurance lines are a great choice. Mutual of Omaha has many subsidiaries, including United World Life, United of Omaha and Omaha Insurance Company. This family of companies is a national leader in health, dental, and life insurance as well as Medicare insurance.
Also, Mutual of Omaha Medicare Supplements are available in many states, as we mentioned. They offer popular Medigap plans such as Plan F and Plan G.
Common Features of Omaha Medicare Supplements
When you enroll in a Medicare supplement policy with Mutual of Omaha, you will have all the same standard benefits that any Medigap plan provides. This includes:
- Up to 12% household discounts (varies by state)
- No application fee
- Nationwide coverage- you can see any provider in the U.S. that accepts Medicare
- Guaranteed Renewable – you cannot be cancelled for health conditions or medical usage
- Rapid policy issue
- Electronic delivery of temporary ID card if needed
- Free look period of 30 days
- Peace of mind that comes from insurance with a major A-rated carrier
Mutual of Omaha Medicare Supplement Plan F
Mutual of Omaha Medicare Supplements are standardized along with all the rest of the carriers out there. When you buy a Mutual or United of Omaha Supplement Plan F, you can be certain that your Medigap plan will include the same great benefits as any other Plan F. It will cover will cover both your hospital and outpatient deductibles, as well as your coinsurance for Medicare-covered services.
Under Plan F, you can see any doctor that participates in Medicare. You can feel confident that your Mutual of Omaha Medicare supplement will pick up right where Medicare leaves off.
Mutual of Omaha Medicare Supplement Plan G
The Mutual of Omaha Plan G policies are also a very popular seller. Plan G offers you lower monthly premiums, and in exchange you agree to pay the annual Part B deductible. The other great thing about Mutual of Omaha Plan G is that in recent years it has tended to have lower rate increases than Plan F. Looking at cost patterns from year to year helps brokers like us see a long-term picture. We then pass that knowledge on to you. If your annual premium savings is more than the deductible that you’ll pay out, then we help you put that money back into your own pocket.
So before you get your heart set on Plan F, be sure to check out our blog post about how you can save with Plan G here.
Mutual of Omaha Medicare Supplement Plan N
Plan N was designed for people who are willing to spend some copays in exchange for a lower premium. Your cost-sharing under Plan N is the $183 Part B deductible and copays of up to $20 for doctor visits. You will also be responsible for a copay of up to $50 for E.R. visits and any Part B excess charges. An excess charge is a fee of 15% that some doctors charge beyond what Medicare pays. You can check with your doctors ahead of time to find out if they charge excess charges.
Plan N makes a good solution for people on a limited budget who still want the flexibility of Medigap coverage. Also Mutual of Omaha Medicare supplement rates for Plan N tend to be pretty good in many area.
A Word about United of Omaha Life Insurance Company
Like most insurance companies, Mutual of Omaha has many subsidiaries and divisions. They own United of Omaha Life Insurance Company. Any Medicare supplement plan that you purchase through United of Omaha Life Insurance Company will be every bit as reliable as policy you purchase from the parent company.
EyeMed Vision Care from Mutual of Omaha Medicare
Mutual of Omaha Medicare supplement policyholders are eligible for a free a vision care plan from EyeMed Vision Care. This includes an eye exam for $50, fixed price discounts on lenses, and up to 40% off eye glass frames. Present your Mutual of Omaha insurance card at any EyeMed VisionCare retail providers, which includes Pearle Vision, JCPenney Optical, Lenscrafters and many others.
While this is not an insurance benefit, it is an “extra” that Mutual of Omaha provides to it’s Medicare supplement policyholders.
Mutual of Omaha Medicare Advantage Plans
Many people ask us if Mutual of Omaha offers Medicare Advantage plans. Currently in 2018, they do not. However, they have recently announced that in 2019 they will offer Mutual of Omaha Medicare Advantage plans in cooperation with Lumeris, Inc. Lumeris is a company out of St. Louis that will help Mutual of Omaha to arrange provider networks and manage the plans.
This may be of interest to Medicare beneficiaries who are interested in a Mutual of Omaha Silver Sneakers benefit. Since most Medicare supplement plans don’t include Silver Sneakers or other gym memberships, beneficiaries often ask us how they can get a plan with gym membership benefits. It’s possible that when Mutual of Omaha begins offering Medicare Advantage plans through Lumeris, there may be a Silver Sneakers or gym benefits.
It’s no surprise that Mutual of Omaha has decided to jump into the Medicare Advantage market. Medicare Advantage plan enrollment has been on the rise. We’ll update this page with more info about the Mutual of Omaha Medicare Advantage plans in fall 2018 when they roll out their benefit outlines in preparation for the Annual Election Period.
Mutual of Omaha Medicare Supplement Reviews
Many of you have read my post about Medicare Plan F Reviews. If so, then you will know that my opinion based on 13 years experience working with Medigap carriers is they are ALL awesome. Medicare supplements pay on time because the Medigap insurance company is not in charge of whether claims get approved or denied. Medicare itself is. If Medicare pays its share of the bill, then your Medicare supplement will pay the rest.
But here’s the kicker:
Your Medicare supplement company is not going to help you file appeals. It won’t help you quote other companies when your rate goes up. It won’t help you straighten out billing errors that happen with your doctor’s office, and it sure won’t help you figure out your annual Part D needs.
If you want the best customer service on your Mutual of Omaha Medicare supplement, then you should enroll in it through us. We have over 750 5-star reviews online. Spend a few minutes looking through these reviews and you will see a whole list of crazy billing issues that commonly happen with Medicare policies. Notice how many clients say they don’t know how they could have handled their issue on their own.
If you don’t want to spend your time fixing those on your own, then enroll with our agency where we provide FREE claims support for life from our amazing Client Service Team.
Check out all the extras you get from Boomer Benefits:
Why settle for anything less when the premium you pay is exactly the same either way? If your Mutual of Omaha Medicare supplement rate increases next year, which it generally will because all supplement plans have rate increases at least annually, you’ll know that we’ll be calling to help you shop that rate and learn if any other carriers are cheaper.
Get Quotes for Mutual of Omaha Medicare Supplements
We are a national top producing agency for Mutual of Omaha Medicare Supplement plans. We have a great relationship with their senior division executives. Also, we keep a close eye on Mutual of Omaha Medicare Supplement rate increases so that we can always recommend carriers with stable rates from year to year.
Interested in quotes for Mutual of Omaha Plan F and Plan G? Contact Boomer Benefits for a free quote today. We can quote Mutual of Omaha Medigap plans and any subsidiaries such as United of Omaha Medicare supplements. We’ll also provide you rates for 30 other carriers in most states.
We’ll be able to tell you if Mutual of Omaha Medigap plans are a good buy in your local area.